Monday, June 9, 2008
Bob Penkhus Used Cars and Trucks in Colorado
For the best selection, prices, service and warranty for used cars and trucks visit: www.BobPenkhus.com
More bad news about Hybrids from "Smart Money"
CONSIDERING A hybrid car? Don't rush out to the dealership just yet.
Or visit www.bobpenkhus.com for the Mazda3 which will get you up to 38 MPG without the sacrafice!
It's not that we don't want to do our part to help protect the environment. We're all for burning less fossil fuel. Financial experts argue, however, that hybrid drivers are paying too high a premium for a vehicle that offers only marginally better fuel efficiency than the other economy cars already on the road. And as the government starts to roll back its tax incentives for hybrids next year — a $2,000 tax deduction will be incrementally phased out by 2007 — these cars will stretch wallets even further.
"If you're looking at your pocket, you're not gaining anything there anytime soon," says Gabriel Shenhar, senior auto test engineer for Consumer Reports. It's wise, he says, to wait until auto makers improve hybrids' powertrains and bring prices more into alignment with regular models.
Where's the Savings?
Sure, hybrids are cheap compared with a $55,000 Cadillac Escalade. But if you compare them with their counterparts — economy cars — you could end up coughing up anywhere from 25% to 30% more at the dealership and not save much at the pump.
Consumer Reports compared the 2003 Honda Civic Hybrid model, which gets 36 miles per gallon and sells for roughly $21,000, with the 2003 Honda Civic EX, which gets 29 miles per gallon and sells for an average of $18,500. The results? Not including the tax break (which would vary depending on one's income), it would take you 21 1/2 years in gas savings to pay back the extra money you initially laid out for the hybrid, says Consumer Reports' Shenhar. With the tax break, it would still take four years to break even.
Here's some more bad news. The folks at Edmunds.com predict that hybrids will depreciate faster than other models. Why? Auto makers are improving the hybrid powertrain so quickly that it's unlikely that in a few years a driver in the used-car market will want to purchase a hybrid with early technology. Already it's pretty hard to see why someone would buy a 2003 Toyota Prius when they could have the 2004 model, which handles better, has more power and gets much better mileage.
Tax Disincentive
Making matters worse, the IRS no longer wants to subsidize hybrid cars. Back in 2002 the IRS gave hybrid owners a $2,000 tax break on new purchases. This was supposed to encourage Americans to buy hybrid cars, and thereby protect the environment and decrease our dependence on oil from the Middle East. But come January, that tax incentive will start shrinking; it'll be phased out entirely by 2007. According to the IRS, the $2,000 deduction will be cut 25% in 2004, 50% in 2005 and 75% in 2006. The Senate energy bill, which is still being debated, would deliver two tax breaks worth up to $3,500 for fuel-efficient cars of all stripes. (Experts estimate hybrids could qualify for up to $2,000.) But passage of the bill in its current form is anything but certain right now.
Living Up to the Hype
What we don't know yet is how much the new hybrid SUVs, the Ford Escape and the Lexus RX Hybrid, will cost, or what their gas mileage will be. According to the early buzz, they should be priced at least somewhere in line with other lightweight trucks, and offer far better fuel economy. If they could achieve both goals, there wouldn't be any reason not to own one, says Edmunds.com's automotive expert Ed Hellwig.
Ford plans to unveil its Ford Escape early next summer, and claims it will get an astonishing 35 to 40 miles per gallon and have the power of a V6-like engine. Consumer Reports' Shenhar is skeptical. He doesn't understand how a heavy SUV can get the same mileage as the 2003 Toyota Prius got in the Consumer Reports test. Still, even if the Lexus or Ford SUVs do achieve superior fuel efficiency, some argue against owning the first-year models of any new car. Better to wait 12 months for the kinks to be worked out.
Or visit www.bobpenkhus.com for the Mazda3 which will get you up to 38 MPG without the sacrafice!
Or visit www.bobpenkhus.com for the Mazda3 which will get you up to 38 MPG without the sacrafice!
It's not that we don't want to do our part to help protect the environment. We're all for burning less fossil fuel. Financial experts argue, however, that hybrid drivers are paying too high a premium for a vehicle that offers only marginally better fuel efficiency than the other economy cars already on the road. And as the government starts to roll back its tax incentives for hybrids next year — a $2,000 tax deduction will be incrementally phased out by 2007 — these cars will stretch wallets even further.
"If you're looking at your pocket, you're not gaining anything there anytime soon," says Gabriel Shenhar, senior auto test engineer for Consumer Reports. It's wise, he says, to wait until auto makers improve hybrids' powertrains and bring prices more into alignment with regular models.
Where's the Savings?
Sure, hybrids are cheap compared with a $55,000 Cadillac Escalade. But if you compare them with their counterparts — economy cars — you could end up coughing up anywhere from 25% to 30% more at the dealership and not save much at the pump.
Consumer Reports compared the 2003 Honda Civic Hybrid model, which gets 36 miles per gallon and sells for roughly $21,000, with the 2003 Honda Civic EX, which gets 29 miles per gallon and sells for an average of $18,500. The results? Not including the tax break (which would vary depending on one's income), it would take you 21 1/2 years in gas savings to pay back the extra money you initially laid out for the hybrid, says Consumer Reports' Shenhar. With the tax break, it would still take four years to break even.
Here's some more bad news. The folks at Edmunds.com predict that hybrids will depreciate faster than other models. Why? Auto makers are improving the hybrid powertrain so quickly that it's unlikely that in a few years a driver in the used-car market will want to purchase a hybrid with early technology. Already it's pretty hard to see why someone would buy a 2003 Toyota Prius when they could have the 2004 model, which handles better, has more power and gets much better mileage.
Tax Disincentive
Making matters worse, the IRS no longer wants to subsidize hybrid cars. Back in 2002 the IRS gave hybrid owners a $2,000 tax break on new purchases. This was supposed to encourage Americans to buy hybrid cars, and thereby protect the environment and decrease our dependence on oil from the Middle East. But come January, that tax incentive will start shrinking; it'll be phased out entirely by 2007. According to the IRS, the $2,000 deduction will be cut 25% in 2004, 50% in 2005 and 75% in 2006. The Senate energy bill, which is still being debated, would deliver two tax breaks worth up to $3,500 for fuel-efficient cars of all stripes. (Experts estimate hybrids could qualify for up to $2,000.) But passage of the bill in its current form is anything but certain right now.
Living Up to the Hype
What we don't know yet is how much the new hybrid SUVs, the Ford Escape and the Lexus RX Hybrid, will cost, or what their gas mileage will be. According to the early buzz, they should be priced at least somewhere in line with other lightweight trucks, and offer far better fuel economy. If they could achieve both goals, there wouldn't be any reason not to own one, says Edmunds.com's automotive expert Ed Hellwig.
Ford plans to unveil its Ford Escape early next summer, and claims it will get an astonishing 35 to 40 miles per gallon and have the power of a V6-like engine. Consumer Reports' Shenhar is skeptical. He doesn't understand how a heavy SUV can get the same mileage as the 2003 Toyota Prius got in the Consumer Reports test. Still, even if the Lexus or Ford SUVs do achieve superior fuel efficiency, some argue against owning the first-year models of any new car. Better to wait 12 months for the kinks to be worked out.
Or visit www.bobpenkhus.com for the Mazda3 which will get you up to 38 MPG without the sacrafice!
Is that Hybrid Worth It? No! A Mazda3 gets up to 38 MPG with Style and Luxury!
Visit www.BobPenkhus.com for the gas saving Mazda3! Up to 38 MPG without sacraficing power and luxury!
Be sure to check your math before trading in your car for a hybrid!
By LAUREN DEANGELIS US News
With gas prices inching past $4 per gallon, you're probably cursing that thirsty SUV or turbocharged roadster in the driveway. But would purchasing a more fuel-efficient car actually be worth it? We've simplified things and done the math for you -- but the answer is far from simple.
Are Hybrids Worth It?
Because hybrids cost more than gasoline-powered models, it's not necessarily cost effective to buy one, even when taking into account the money you'll save on gas. But, if fuel costs continue to rise, the gas savings will make up the price difference -- right? And what about conventional gasoline-powered models ... is it worth it to go for the smaller, fuel-efficient vehicle instead of the one you have your heart set on? Keep reading to find out.
Do Try This At Home
We're using an easy formula so that you can plug in your own figures. First, take the number of miles you drive in a year (we're using 15,000, which the EPA says is average) and divide it by the car's combined fuel economy (available at www.fueleconomy.gov) to calculate the number of gallons you'll use in a year. Then, multiply that number by the cost per gallon (we're using $3.96, the national average at press time, according to AAA) to calculate how much you'll spend on gas in a year. Do these first two steps for each of the two models you're comparing. To find out how many years it will take for a hybrid to pay for itself, divide the extra money you would spend buying the hybrid by the extra money you would spend on gasoline for the non-hybrid -- et voila!
To Have and to Hybrid
Based on today's gas prices, the Mercury Mariner Hybrid makes the most financial sense if you're deciding between a hybrid and its gasoline-only counterpart. The base model starts at only $1,750 more than the conventional Mariner and should pay for itself in gas savings in just a little over two years. The Saturn VUE Hybrid and Ford Escape Hybrid will each start earning their keep in about five years.
Best Deals of the Month Hybrid sedans have better gas mileage than hybrid SUVs, but the sedans cost a lot more than their gas-only counterparts. For example, the Honda Civic Hybrid's 42.2 mpg average fuel mileage will save you $600 per year, but its base price is almost $7,600 more than the conventional Honda Civic. You would have to drive the Civic Hybrid for at least 12.5 years to start seeing a return on your investment.
Of course, we can't forget the most popular hybrid -- the Toyota Prius. Compared to the Honda Accord, a midsize gasoline-only sedan that costs a bit less, the Prius should take less than a year to make up for the price difference and will save you an additional $1,000 in gas costs.
According to our calculations, the worst hybrid values are the GMC Yukon Hybrid, Chevrolet Tahoe Hybrid and Chevrolet Malibu Hybrid, which will each take at least 16 years to earn back the extra dollars they cost. In fact, the Yukon and Tahoe Hybrids cost nearly $15,000 more than the conventional models. The Malibu Hybrid will only save about $168 per year on gas, an increase that won't easily make up for the hybrid's nearly $2,800 price jump.
Conventional Costs
A lot of consumers are looking at fuel-efficient gas-only cars to save on gas. While that's a good strategy, it pays to be realistic about how much you'll actually save. Sporty drivers may be thinking twice about buying that costly BMW 3-Series and considering the 32 mpg MINI Cooper instead. The MINI will save you 10 miles per gallon, which translates to about $786 per year or $15.13 per week. Just make sure that $15 a week will make up for the MINI's much smaller interior and cargo area.
You may also be considering dropping a large SUV for a midsize model. Opting for the Honda Pilot instead of the Chevrolet Tahoe will save over $478 in fuel per year. Still, the annual gas savings comes out to just $9.20 per week, which may not be enough to justify trading down. Likewise, the all-new Smart Fortwo's excellent 36 mpg average fuel economy saves $311 per year in gas compared to the Honda Fit. However, the yearly gas savings only translates to about $5.99 per week, which may not be worth the trade-off -- especially when taking into account that the Smart requires premium fuel.
Even when you think two cars are similar, it can still pay -- literally -- to take a closer look. Choosing the Honda Civic over the Honda Accord will still get you seating for five and plenty of convenience features. But the Civic will only save $273 per year on gas -- $5.25 per week -- so ask yourself if it's worth losing the Accord's sportier performance and nicer interior.
The Big Question
So, is going green worth it? The answer, as you may have learned by now, is that it all depends on what car you're buying. The key is to choose wisely, consider your options carefully, and always take time to do the math.
Hybrid Average MPG Price Difference Annual Gas Savings Years to Pay Off
Mercury Mariner 32.2 $1,750 $772 2.3
Ford Escape 32.2 $2,740 $560 4.9
Saturn VUE 28.15 $2,920 $572 5.1
Lexus RX 400h 25.65 $3,880 $618 6.3
Nissan Altima 34.1 $6,840 $892 7.7
Toyota Highlander 26.1 $6,033 $594 10.2
Toyota Camry 33.45 $6,630 $554 12
Honda Civic 42.25 $7,590 $601 12.6
Saturn Aura 27.6 $2,395 $168 14.2
GMC Yukon 21.45 $14,700 $886 16.6
Chevrolet Malibu 27.6 $2,795 $168 16.6
Chevrolet Tahoe 21.45 $14,960 $886 16.9
Be sure to check your math before trading in your car for a hybrid!
By LAUREN DEANGELIS US News
With gas prices inching past $4 per gallon, you're probably cursing that thirsty SUV or turbocharged roadster in the driveway. But would purchasing a more fuel-efficient car actually be worth it? We've simplified things and done the math for you -- but the answer is far from simple.
Are Hybrids Worth It?
Because hybrids cost more than gasoline-powered models, it's not necessarily cost effective to buy one, even when taking into account the money you'll save on gas. But, if fuel costs continue to rise, the gas savings will make up the price difference -- right? And what about conventional gasoline-powered models ... is it worth it to go for the smaller, fuel-efficient vehicle instead of the one you have your heart set on? Keep reading to find out.
Do Try This At Home
We're using an easy formula so that you can plug in your own figures. First, take the number of miles you drive in a year (we're using 15,000, which the EPA says is average) and divide it by the car's combined fuel economy (available at www.fueleconomy.gov) to calculate the number of gallons you'll use in a year. Then, multiply that number by the cost per gallon (we're using $3.96, the national average at press time, according to AAA) to calculate how much you'll spend on gas in a year. Do these first two steps for each of the two models you're comparing. To find out how many years it will take for a hybrid to pay for itself, divide the extra money you would spend buying the hybrid by the extra money you would spend on gasoline for the non-hybrid -- et voila!
To Have and to Hybrid
Based on today's gas prices, the Mercury Mariner Hybrid makes the most financial sense if you're deciding between a hybrid and its gasoline-only counterpart. The base model starts at only $1,750 more than the conventional Mariner and should pay for itself in gas savings in just a little over two years. The Saturn VUE Hybrid and Ford Escape Hybrid will each start earning their keep in about five years.
Best Deals of the Month Hybrid sedans have better gas mileage than hybrid SUVs, but the sedans cost a lot more than their gas-only counterparts. For example, the Honda Civic Hybrid's 42.2 mpg average fuel mileage will save you $600 per year, but its base price is almost $7,600 more than the conventional Honda Civic. You would have to drive the Civic Hybrid for at least 12.5 years to start seeing a return on your investment.
Of course, we can't forget the most popular hybrid -- the Toyota Prius. Compared to the Honda Accord, a midsize gasoline-only sedan that costs a bit less, the Prius should take less than a year to make up for the price difference and will save you an additional $1,000 in gas costs.
According to our calculations, the worst hybrid values are the GMC Yukon Hybrid, Chevrolet Tahoe Hybrid and Chevrolet Malibu Hybrid, which will each take at least 16 years to earn back the extra dollars they cost. In fact, the Yukon and Tahoe Hybrids cost nearly $15,000 more than the conventional models. The Malibu Hybrid will only save about $168 per year on gas, an increase that won't easily make up for the hybrid's nearly $2,800 price jump.
Conventional Costs
A lot of consumers are looking at fuel-efficient gas-only cars to save on gas. While that's a good strategy, it pays to be realistic about how much you'll actually save. Sporty drivers may be thinking twice about buying that costly BMW 3-Series and considering the 32 mpg MINI Cooper instead. The MINI will save you 10 miles per gallon, which translates to about $786 per year or $15.13 per week. Just make sure that $15 a week will make up for the MINI's much smaller interior and cargo area.
You may also be considering dropping a large SUV for a midsize model. Opting for the Honda Pilot instead of the Chevrolet Tahoe will save over $478 in fuel per year. Still, the annual gas savings comes out to just $9.20 per week, which may not be enough to justify trading down. Likewise, the all-new Smart Fortwo's excellent 36 mpg average fuel economy saves $311 per year in gas compared to the Honda Fit. However, the yearly gas savings only translates to about $5.99 per week, which may not be worth the trade-off -- especially when taking into account that the Smart requires premium fuel.
Even when you think two cars are similar, it can still pay -- literally -- to take a closer look. Choosing the Honda Civic over the Honda Accord will still get you seating for five and plenty of convenience features. But the Civic will only save $273 per year on gas -- $5.25 per week -- so ask yourself if it's worth losing the Accord's sportier performance and nicer interior.
The Big Question
So, is going green worth it? The answer, as you may have learned by now, is that it all depends on what car you're buying. The key is to choose wisely, consider your options carefully, and always take time to do the math.
Hybrid Average MPG Price Difference Annual Gas Savings Years to Pay Off
Mercury Mariner 32.2 $1,750 $772 2.3
Ford Escape 32.2 $2,740 $560 4.9
Saturn VUE 28.15 $2,920 $572 5.1
Lexus RX 400h 25.65 $3,880 $618 6.3
Nissan Altima 34.1 $6,840 $892 7.7
Toyota Highlander 26.1 $6,033 $594 10.2
Toyota Camry 33.45 $6,630 $554 12
Honda Civic 42.25 $7,590 $601 12.6
Saturn Aura 27.6 $2,395 $168 14.2
GMC Yukon 21.45 $14,700 $886 16.6
Chevrolet Malibu 27.6 $2,795 $168 16.6
Chevrolet Tahoe 21.45 $14,960 $886 16.9
Friday, June 6, 2008
Mazda Accolades and Press
Mazda Claims Top Spot in Recent Reliability Survey
The report, which was issued by independent automotive extended-warranty specialists, Warranty Direct, put Mazda vehicles in first place in one of the world's largest-ever reports on vehicle reliability.
"A Lowest True Cost to OwnSM Vehicle" January & February 2007_— Edmunds.com (MAZDA5 January & February 2007 & MAZDASPEED3 January 2007)
"All things considered, Mazda is still the established master of the compact roadster game."_— Motor Trend (MX-5 winning a comparison test against the Pontiac Solstice)
"No matter what you call the RX-8, it's a great car with an innovative approach and admirable engineering."_— NewCarTestDrive.com
"Mazda's DISI 2.3L turbocharged DOHC I-4 is a whole lotta power, a whole lotta technology and a whole lotta fun at a fantastic price – a formula for success that makes Mazda one of the best little powertrain developers in the world."
— WardsAuto.com (2008 Ward's 10 Best Engines)
"Mazda takes a third Ward's 10 Best Engines award for its power-packed, direct-injected 4-cyl."
— WardsAuto.com (2008 Ward's 10 Best Engines)
10 Best Cars 2008
"The MAZDASPEED3, a 10Best repeater, is the current leader of a small but competitive pack."_— CarandDriver 01.2008 (10Best Cars 2008, MAZDASPEED3)
Consumers' Most Wanted Vehicles for 2007 1st Place 2007 MAZDA3 Sedan Under $20,000*_Readers cast their votes for the best cars and trucks on sale for 2007 as part of Edmunds.com's 2007 Consumers' Most Wanted Vehicle Awards
"In this segment, the MAZDA3 is the car we would find ourselves owning, and with the wide selection of power plants, body styles, and optional equipment, the latest little Mazda seems ready to suit any small car buyer's desires."— automobilemag.com (Automobile Magazine)
"With all the new vehicles being marketed to first-time buyers, we believe the one that stands out as having the most "bang for the buck" is the MAZDA3."— Kelley Blue Book (www.kbb.com)
10 Best Cars 2008 "It adds up to a car that is not only irresistible to anyone who likes to drive but can also put a smile on your face on your daily commute."_(winner of ninth trophy)_— CarandDriver 01.2008 (10Best Cars 2008, Mazda MX-5)
"Highest Ranked Compact Sporty Car in Initial Quality, Two Years in a Row." — J.D. Power and Associates
Mazda MX-5 Miata received the lowest number of problems per 100 vehicles among compact sporty cars in the proprietary J.D. Power and Associates 2006-2007 Initial Quality StudiesSM. 2007 study based on responses from 97,390 new-vehicle owners, measuring 250 models and measures opinions after 90 days of ownership. Proprietary study results are based on experiences and perceptions of owners surveyed in February-May 2007. Your experiences may vary. Visit jdpower.com.
"All-weather flexibility, one-button top operation, still a sweetheart to drive."_— CarandDriver 02.2007 (Short Take: Mazda MX-5 Power Retractable Hardtop Grand Touring)
1st Place, "GOTTA HAVE IT" & "FUN TO DRIVE" 2007 RX-8 Grand Touring scored highest in comparison test: Best Sports Car for $35,000. RX-8 Grand Touring / Audi TT 2.0T / Nissan 350Z / Ford Shelby GT_— CarandDriver 06.2007
"With the unique hum of the rotary engine, 50:50 even weight distribution and adequate seating for four adults, Mazda's RX-8 combines the fun of driving a true sports car and the practicality needed to travel with more than one passenger."_— Kelley Blue Book (www.kbb.com)
"The idea of a four-door sports car has been bandied about for decades, but Mazda's efforts are likely to set a new benchmark in this area."_— Edmunds.com
"Any i or s Sport Value Edition nets lots of functional goodies at an attractive price."_— Motor Trend 09.2007 (2008-2009 NEW CARS THE ULTIMATE GUIDE)
"Zoom-Zoom That Breathes Easier" The 2.3L engine-equipped MAZDA6 Sports Sedan and MAZDA6 5-Door meet the ultra-clean Partial Zero Emissions Vehicle (PZEV) standards in five states in America, including California._— media.ford.com
"You don't have to shell out for a hybrid to drive clean." MAZDA6 2.3-liter engine, PZEV MPG: 24/32 M/T, 24/31 A/T*_— Autobytel.com
"It's sportier than the other cars in its class, both in appearance and in its handling and driving dynamics. It's more agile and holds the road better than other mid-size sedans, such as the Honda Accord, Toyota Camry, and Nissan Altima."_— New Car Test Drive.com
*(Reflective of 2007 Federal MPG Standards)
"A Lowest True Cost to OwnSM Vehicle" January & February 2007_— Edmunds.com
"But the many clever packaging features, like sliding middle-row seats with under-cushion storage, sports-sedan handling, and the promise of 27-mph highway fuel economy made us feel like Mazda's starting a party that'll soon be rockin'."_— Motor Trend
"There are no other three-row vehicles this small or small SUVs or wagons this flexible, with reasonable room for six, or two and a lot of stuff."_— TheCarConnection.com
"The MAZDA5 fills an important product vacuum: the urban minivan. A good balance of wagon/van and soccer mom/sporty, the MAZDA5 can hold six yet squeeze into tight spaces and around sharp corners."_— Edmunds.com
"The handling is steady, tight, and nimble around town. The ride on a return suspension is excellent."_— New Car Test Drive.com 05/2007
"The interior has been totally redesigned to be convenient, while affording as much comfort as possible for $20,000 SUV, and that's plenty."_— New Car Test Drive.com 05/2007
"The Tribute is an agile and powerful little SUV. It handles better than other sport-utilities. Its sharp steering allows the driver to guide it precisely. At high speeds, the Tribute is supremely stable. Handling response is relatively taut without that mushiness that characterizes SUVs with big off-road tires and long-travel suspensions."_— New Car Test Drive.com
"Combined with car-like handling and striking looks, the CX-7 offers not only adequate ‘Zoom' worthy of the company motto, but room to boot."_— AUTOWEEK
"CX-7 is likely to be a very dangerous vehicle for those who think they are just looking."_— USA TODAY
"If Mazda keeps this up, it may just become my favorite car company. The Mazda 5 nano-van was already proof of intelligent life on the planet. The CX-7 now threatens every other pseudo-ute wagon. It has arrestingly original lines with Lambo-like windshield rake and tapered roofline. It turns rings around a Toyota Highlander with slop-free steering and stout body control. It cruises freeways without choppy ride of a Nissan Murano. The inside is spacious in the two-row class, and the turbo four makes speed smoothly and with surprisingly low-end wallop."_— CarandDriver
MOTOR TREND SPORT/UTILITY OF THE YEAR, 2008 CX-9_"Exceptional value, superiority in its class, and most significant development on the new SUV scene"_— Motor Trend 11.2007
CX-9 Wins 2008 North American Truck of the Year_— NATOTY Award 01.2008
"Mazda CX-9 – Trucks and sport utilities seldom earn a berth on the All-Stars list, but when was the last time you could call such a vehicle's engine charming, or its transmission silky? The CX-9 ventures beyond the obligatory nine-to-five routine to play party animal in the off-hours."_— AUTOMOBILE Magazine All-Stars 2008
"A CROSSOVER THAT'S JUST ABOUT PERFECT"_"As good a blend of tight precision and comfortable compliance as exists in the SUV world, mainstream or luxury"_— USA TODAY, 02/2007 (Test Drive: CX-9)
"THREE ROWS: THAT'S ZOOM-ZOOM-ZOOM"_Best Buy: "This could be the best mid sized-crossover SUV for the sporty driver needing room for seven passengers."_— Motor Trend
"Mazda CX-9 is a winner, offering up a degree of style and spirited performance in a category of vehicle not known for it."_— Road & Track
"One of our test pilots says emphatically that the B4000 Cab Plus 4 is the best compact truck he's ever driven. ‘Not only that, the four-door configuration is fantastic for providing access to the stuff that can be carried behind the front seats.'"_— AMI Auto World Magazine
The report, which was issued by independent automotive extended-warranty specialists, Warranty Direct, put Mazda vehicles in first place in one of the world's largest-ever reports on vehicle reliability.
"A Lowest True Cost to OwnSM Vehicle" January & February 2007_— Edmunds.com (MAZDA5 January & February 2007 & MAZDASPEED3 January 2007)
"All things considered, Mazda is still the established master of the compact roadster game."_— Motor Trend (MX-5 winning a comparison test against the Pontiac Solstice)
"No matter what you call the RX-8, it's a great car with an innovative approach and admirable engineering."_— NewCarTestDrive.com
"Mazda's DISI 2.3L turbocharged DOHC I-4 is a whole lotta power, a whole lotta technology and a whole lotta fun at a fantastic price – a formula for success that makes Mazda one of the best little powertrain developers in the world."
— WardsAuto.com (2008 Ward's 10 Best Engines)
"Mazda takes a third Ward's 10 Best Engines award for its power-packed, direct-injected 4-cyl."
— WardsAuto.com (2008 Ward's 10 Best Engines)
10 Best Cars 2008
"The MAZDASPEED3, a 10Best repeater, is the current leader of a small but competitive pack."_— CarandDriver 01.2008 (10Best Cars 2008, MAZDASPEED3)
Consumers' Most Wanted Vehicles for 2007 1st Place 2007 MAZDA3 Sedan Under $20,000*_Readers cast their votes for the best cars and trucks on sale for 2007 as part of Edmunds.com's 2007 Consumers' Most Wanted Vehicle Awards
"In this segment, the MAZDA3 is the car we would find ourselves owning, and with the wide selection of power plants, body styles, and optional equipment, the latest little Mazda seems ready to suit any small car buyer's desires."— automobilemag.com (Automobile Magazine)
"With all the new vehicles being marketed to first-time buyers, we believe the one that stands out as having the most "bang for the buck" is the MAZDA3."— Kelley Blue Book (www.kbb.com)
10 Best Cars 2008 "It adds up to a car that is not only irresistible to anyone who likes to drive but can also put a smile on your face on your daily commute."_(winner of ninth trophy)_— CarandDriver 01.2008 (10Best Cars 2008, Mazda MX-5)
"Highest Ranked Compact Sporty Car in Initial Quality, Two Years in a Row." — J.D. Power and Associates
Mazda MX-5 Miata received the lowest number of problems per 100 vehicles among compact sporty cars in the proprietary J.D. Power and Associates 2006-2007 Initial Quality StudiesSM. 2007 study based on responses from 97,390 new-vehicle owners, measuring 250 models and measures opinions after 90 days of ownership. Proprietary study results are based on experiences and perceptions of owners surveyed in February-May 2007. Your experiences may vary. Visit jdpower.com.
"All-weather flexibility, one-button top operation, still a sweetheart to drive."_— CarandDriver 02.2007 (Short Take: Mazda MX-5 Power Retractable Hardtop Grand Touring)
1st Place, "GOTTA HAVE IT" & "FUN TO DRIVE" 2007 RX-8 Grand Touring scored highest in comparison test: Best Sports Car for $35,000. RX-8 Grand Touring / Audi TT 2.0T / Nissan 350Z / Ford Shelby GT_— CarandDriver 06.2007
"With the unique hum of the rotary engine, 50:50 even weight distribution and adequate seating for four adults, Mazda's RX-8 combines the fun of driving a true sports car and the practicality needed to travel with more than one passenger."_— Kelley Blue Book (www.kbb.com)
"The idea of a four-door sports car has been bandied about for decades, but Mazda's efforts are likely to set a new benchmark in this area."_— Edmunds.com
"Any i or s Sport Value Edition nets lots of functional goodies at an attractive price."_— Motor Trend 09.2007 (2008-2009 NEW CARS THE ULTIMATE GUIDE)
"Zoom-Zoom That Breathes Easier" The 2.3L engine-equipped MAZDA6 Sports Sedan and MAZDA6 5-Door meet the ultra-clean Partial Zero Emissions Vehicle (PZEV) standards in five states in America, including California._— media.ford.com
"You don't have to shell out for a hybrid to drive clean." MAZDA6 2.3-liter engine, PZEV MPG: 24/32 M/T, 24/31 A/T*_— Autobytel.com
"It's sportier than the other cars in its class, both in appearance and in its handling and driving dynamics. It's more agile and holds the road better than other mid-size sedans, such as the Honda Accord, Toyota Camry, and Nissan Altima."_— New Car Test Drive.com
*(Reflective of 2007 Federal MPG Standards)
"A Lowest True Cost to OwnSM Vehicle" January & February 2007_— Edmunds.com
"But the many clever packaging features, like sliding middle-row seats with under-cushion storage, sports-sedan handling, and the promise of 27-mph highway fuel economy made us feel like Mazda's starting a party that'll soon be rockin'."_— Motor Trend
"There are no other three-row vehicles this small or small SUVs or wagons this flexible, with reasonable room for six, or two and a lot of stuff."_— TheCarConnection.com
"The MAZDA5 fills an important product vacuum: the urban minivan. A good balance of wagon/van and soccer mom/sporty, the MAZDA5 can hold six yet squeeze into tight spaces and around sharp corners."_— Edmunds.com
"The handling is steady, tight, and nimble around town. The ride on a return suspension is excellent."_— New Car Test Drive.com 05/2007
"The interior has been totally redesigned to be convenient, while affording as much comfort as possible for $20,000 SUV, and that's plenty."_— New Car Test Drive.com 05/2007
"The Tribute is an agile and powerful little SUV. It handles better than other sport-utilities. Its sharp steering allows the driver to guide it precisely. At high speeds, the Tribute is supremely stable. Handling response is relatively taut without that mushiness that characterizes SUVs with big off-road tires and long-travel suspensions."_— New Car Test Drive.com
"Combined with car-like handling and striking looks, the CX-7 offers not only adequate ‘Zoom' worthy of the company motto, but room to boot."_— AUTOWEEK
"CX-7 is likely to be a very dangerous vehicle for those who think they are just looking."_— USA TODAY
"If Mazda keeps this up, it may just become my favorite car company. The Mazda 5 nano-van was already proof of intelligent life on the planet. The CX-7 now threatens every other pseudo-ute wagon. It has arrestingly original lines with Lambo-like windshield rake and tapered roofline. It turns rings around a Toyota Highlander with slop-free steering and stout body control. It cruises freeways without choppy ride of a Nissan Murano. The inside is spacious in the two-row class, and the turbo four makes speed smoothly and with surprisingly low-end wallop."_— CarandDriver
MOTOR TREND SPORT/UTILITY OF THE YEAR, 2008 CX-9_"Exceptional value, superiority in its class, and most significant development on the new SUV scene"_— Motor Trend 11.2007
CX-9 Wins 2008 North American Truck of the Year_— NATOTY Award 01.2008
"Mazda CX-9 – Trucks and sport utilities seldom earn a berth on the All-Stars list, but when was the last time you could call such a vehicle's engine charming, or its transmission silky? The CX-9 ventures beyond the obligatory nine-to-five routine to play party animal in the off-hours."_— AUTOMOBILE Magazine All-Stars 2008
"A CROSSOVER THAT'S JUST ABOUT PERFECT"_"As good a blend of tight precision and comfortable compliance as exists in the SUV world, mainstream or luxury"_— USA TODAY, 02/2007 (Test Drive: CX-9)
"THREE ROWS: THAT'S ZOOM-ZOOM-ZOOM"_Best Buy: "This could be the best mid sized-crossover SUV for the sporty driver needing room for seven passengers."_— Motor Trend
"Mazda CX-9 is a winner, offering up a degree of style and spirited performance in a category of vehicle not known for it."_— Road & Track
"One of our test pilots says emphatically that the B4000 Cab Plus 4 is the best compact truck he's ever driven. ‘Not only that, the four-door configuration is fantastic for providing access to the stuff that can be carried behind the front seats.'"_— AMI Auto World Magazine
Thursday, June 5, 2008
2009 Mazda 6 - First Drive Review by Car & Driver
Contact Bob Penkhus to get yours early!
BY PATRICK BEDARD
May 2008
Time to say bye-bye to the original Mazda 6, born as a 2003 model and, frankly, showing hair loss and plenty of wrinkles as it winds up its sixth year. In retrospect, it was hardly a contender, too undersized and roughly mannered to hold its place in the growing segment of family-size imported sedans as the Toyota Camry, the Honda Accord, and the Nissan Altima zoom-zoomed in sales.
So Mazda aimed higher with the new 6, way higher. If buyers want size, and surveys show they do, the 2009 model leapfrogs Camry dimensions to land a shade behind the bulked-up Accord, largest of the import group. North America now gets a unique body that is distinctly larger than Europe’s and Japan’s, up 6.9 inches in length, 2.3 in width from before.
If the customers want features, then the new 6 puts check marks in the right boxes there, too, with side and curtain airbags, stability control, traction control, anti-lock brakes, and tire-pressure monitoring on all models.
Gone is the wagon, leaving only the four-door sedan. Suffix i models have a much-revised four of 2.5 liters and 170 horsepower, standard with a six-speed manual, although most will be optioned up to the five-speed automatic. Suffix s versions pack the 60-degree, 3.7-liter V-6 of 272 horsepower that was all-new last year in the slick CX-9 crossover and is available only with a six-speed automatic.
Automatic i models cover 22 mpg city and 30 mpg highway by EPA reckoning, 17 and 25 for the s, a bit behind the class leaders, but the Mazdas are happy on regular gas.
As this mid-size class matures along with its customers—Mazda looks hopefully toward the 50-to-54-year-olds now—the machinery drifts inevitably toward practiced competence instead of passion, appliances for the road. The Camry has been there for years. The latest Accord comes close. The Altima, alone, still fits in sports clothes. Now comes a new Mazda 6 promising the most difficult of all straddles—refined manners and appointments overlaid on high-spirited reflexes.
After a few hours of driving early preproduction samples around Southern California, we think mission accomplished. Steering is light and alive, yet it grooves in on straight-ahead when the path calls for it. Slack has been zeroed out of brake-pedal motion. Ride is well controlled without being harsh, and noises, both road and wind, are dialed way back. Bottom line: The Mazda 6 was never like this. Think Mazda 7.
BY PATRICK BEDARD
May 2008
Time to say bye-bye to the original Mazda 6, born as a 2003 model and, frankly, showing hair loss and plenty of wrinkles as it winds up its sixth year. In retrospect, it was hardly a contender, too undersized and roughly mannered to hold its place in the growing segment of family-size imported sedans as the Toyota Camry, the Honda Accord, and the Nissan Altima zoom-zoomed in sales.
So Mazda aimed higher with the new 6, way higher. If buyers want size, and surveys show they do, the 2009 model leapfrogs Camry dimensions to land a shade behind the bulked-up Accord, largest of the import group. North America now gets a unique body that is distinctly larger than Europe’s and Japan’s, up 6.9 inches in length, 2.3 in width from before.
If the customers want features, then the new 6 puts check marks in the right boxes there, too, with side and curtain airbags, stability control, traction control, anti-lock brakes, and tire-pressure monitoring on all models.
Gone is the wagon, leaving only the four-door sedan. Suffix i models have a much-revised four of 2.5 liters and 170 horsepower, standard with a six-speed manual, although most will be optioned up to the five-speed automatic. Suffix s versions pack the 60-degree, 3.7-liter V-6 of 272 horsepower that was all-new last year in the slick CX-9 crossover and is available only with a six-speed automatic.
Automatic i models cover 22 mpg city and 30 mpg highway by EPA reckoning, 17 and 25 for the s, a bit behind the class leaders, but the Mazdas are happy on regular gas.
As this mid-size class matures along with its customers—Mazda looks hopefully toward the 50-to-54-year-olds now—the machinery drifts inevitably toward practiced competence instead of passion, appliances for the road. The Camry has been there for years. The latest Accord comes close. The Altima, alone, still fits in sports clothes. Now comes a new Mazda 6 promising the most difficult of all straddles—refined manners and appointments overlaid on high-spirited reflexes.
After a few hours of driving early preproduction samples around Southern California, we think mission accomplished. Steering is light and alive, yet it grooves in on straight-ahead when the path calls for it. Slack has been zeroed out of brake-pedal motion. Ride is well controlled without being harsh, and noises, both road and wind, are dialed way back. Bottom line: The Mazda 6 was never like this. Think Mazda 7.
Wednesday, June 4, 2008
Bob Penkhus Mazda at Powers in Colorado Springs Supports the Military!
"Boot Camp was hard, buying a car is easy at Bob Penkhus Mazda at Powers"
Visit www.DODcars.com for discounts for the Military!
Visit www.DODcars.com for discounts for the Military!
Battery glitch cuts hybrid sales:: Are Hybrids really worth it?
With gasoline at $4 a gallon and the Toyota Prius flying out dealership doors, General Motors' mild hybrid vehicles are stuck in neutral because of battery-pack failures.
GM had to use 9,000 battery packs to replace leaking ones it recalled, a company spokesman says. GM diverted those batteries from new hybrids for sale this year.
GM planned to sell about 27,000 mild hybrid vehicles this year, possibly more given the sharp rise in gasoline prices. But insiders say GM will fall far short of that goal because of problems with its Michigan-based battery maker, Cobasys, a joint venture of Chevron Technology Ventures and Energy Conversion Devices.
GM discovered an internal leak in the nickel-metal hydride batteries that Cobasys made for GM's 2007 model hybrids. The leak caused the hybrid powertrain to shut down. The vehicles could still be driven, but not with the hybrid system.
The vehicles affected were the 2007 Saturn Vue Green Line and Saturn Aura Green Line hybrids. A GM spokesman says the company recalled about 9,000 vehicles to replace battery packs. That slowed the launch of the 2008 Saturn hybrids and the new Chevrolet Malibu Hybrid.
Slow sales
GM's April sales of mild hybrid vehicles
Apr-08 Apr-07
Chevrolet Malibu Hybrid 260 N/A*
Saturn Aura Green Line 65 42
Saturn Vue Green Line 304 954
*GM did not sell a Malibu Hybrid before the 2008 model year.
Source: General Motors
Custom-built batteries
Cobasys' batteries are specifically designed for GM's mild hybrid system. That means GM cannot switch suppliers until it brings out the next generation of mild hybrids in 2010, a source familiar with GM hybrid engineering said.
GM initiated the recall in late December when it began receiving reports of battery failures. Cobasys halted production for at least a month while it fixed the problem and revalidated the batteries, a GM source familiar with the mild hybrid program said.
"I don't know how many hybrids we could have sold, but we would have had at least 9,000 more batteries for the pipeline," GM spokesman Tom Wilkinson said. "It's not an insignificant number, but it's also part of what happens with a brand-new technology."
Repeated calls and e-mails to Cobasys were unreturned. But a person who answered the phone at the company's Springboro, Ohio, plant said production had resumed. And the GM source said the automaker is now getting the batteries it ordered.
The mild hybrid system sells for a premium of less than $2,000. Unlike a full hybrid, the mild system doesn't propel the vehicle on electric power alone. Instead, it acts as a stop-start system and provides a boost when the vehicle is accelerating.
Saturn suffers
Sales of the 2008 Vue Green Line suffered because of the battery shortage, Saturn spokesman Steve Janisse said.
Through April, retail sales of the Vue Green Line were just 326 units, compared with 2,683 retail sales during the same period a year ago, he said. Part of the difference is that GM had put incentives on the 2007 hybrids, which were at the end of the previous generation. Now, Saturn's interim goal while ramping back up is about 250 retail Vue Green Line sales a month, Janisse said. Through May 27, he said, it had sold 222 units retail in May.
"We're feeling we're closer to where we want to be," Janisse said.
Saturn sold only 69 retail units of the 2008 Aura Green Line through April because of the battery problem, Janisse said. Saturn launched the Aura Green Line in March 2007 and sold 48 units at retail through April 2007.
The battery problems also likely hurt sales of the 2008 Malibu Hybrid, Chevrolet spokeswoman Nancy Libby said.
In April, GM sold 17,050 Malibus. GM says it sold 260 Malibu Hybrids in April — well below GM's 10 percent target.
GM starts production of the 2009 Malibu Hybrid on June 23. Libby said that by that time, the battery supply problem should be resolved.
Jamie LaReau
and Richard Truett
Automotive News
June 3, 2008 - 12:01 am ET
GM had to use 9,000 battery packs to replace leaking ones it recalled, a company spokesman says. GM diverted those batteries from new hybrids for sale this year.
GM planned to sell about 27,000 mild hybrid vehicles this year, possibly more given the sharp rise in gasoline prices. But insiders say GM will fall far short of that goal because of problems with its Michigan-based battery maker, Cobasys, a joint venture of Chevron Technology Ventures and Energy Conversion Devices.
GM discovered an internal leak in the nickel-metal hydride batteries that Cobasys made for GM's 2007 model hybrids. The leak caused the hybrid powertrain to shut down. The vehicles could still be driven, but not with the hybrid system.
The vehicles affected were the 2007 Saturn Vue Green Line and Saturn Aura Green Line hybrids. A GM spokesman says the company recalled about 9,000 vehicles to replace battery packs. That slowed the launch of the 2008 Saturn hybrids and the new Chevrolet Malibu Hybrid.
Slow sales
GM's April sales of mild hybrid vehicles
Apr-08 Apr-07
Chevrolet Malibu Hybrid 260 N/A*
Saturn Aura Green Line 65 42
Saturn Vue Green Line 304 954
*GM did not sell a Malibu Hybrid before the 2008 model year.
Source: General Motors
Custom-built batteries
Cobasys' batteries are specifically designed for GM's mild hybrid system. That means GM cannot switch suppliers until it brings out the next generation of mild hybrids in 2010, a source familiar with GM hybrid engineering said.
GM initiated the recall in late December when it began receiving reports of battery failures. Cobasys halted production for at least a month while it fixed the problem and revalidated the batteries, a GM source familiar with the mild hybrid program said.
"I don't know how many hybrids we could have sold, but we would have had at least 9,000 more batteries for the pipeline," GM spokesman Tom Wilkinson said. "It's not an insignificant number, but it's also part of what happens with a brand-new technology."
Repeated calls and e-mails to Cobasys were unreturned. But a person who answered the phone at the company's Springboro, Ohio, plant said production had resumed. And the GM source said the automaker is now getting the batteries it ordered.
The mild hybrid system sells for a premium of less than $2,000. Unlike a full hybrid, the mild system doesn't propel the vehicle on electric power alone. Instead, it acts as a stop-start system and provides a boost when the vehicle is accelerating.
Saturn suffers
Sales of the 2008 Vue Green Line suffered because of the battery shortage, Saturn spokesman Steve Janisse said.
Through April, retail sales of the Vue Green Line were just 326 units, compared with 2,683 retail sales during the same period a year ago, he said. Part of the difference is that GM had put incentives on the 2007 hybrids, which were at the end of the previous generation. Now, Saturn's interim goal while ramping back up is about 250 retail Vue Green Line sales a month, Janisse said. Through May 27, he said, it had sold 222 units retail in May.
"We're feeling we're closer to where we want to be," Janisse said.
Saturn sold only 69 retail units of the 2008 Aura Green Line through April because of the battery problem, Janisse said. Saturn launched the Aura Green Line in March 2007 and sold 48 units at retail through April 2007.
The battery problems also likely hurt sales of the 2008 Malibu Hybrid, Chevrolet spokeswoman Nancy Libby said.
In April, GM sold 17,050 Malibus. GM says it sold 260 Malibu Hybrids in April — well below GM's 10 percent target.
GM starts production of the 2009 Malibu Hybrid on June 23. Libby said that by that time, the battery supply problem should be resolved.
Jamie LaReau
and Richard Truett
Automotive News
June 3, 2008 - 12:01 am ET
Monday, May 12, 2008
Financing Tips for Your Colorado Mazda for Bob Penkhus Mazda
For our payment calculator, private credit applications and
to view internet only sales, please visit our site: www.BobPenkhus.com
No matter what your credit is, we can offer you financing and help you restablish good credit.
How do I establish credit?
Start small. This is a good way you can show yourself and others that you can manage money responsibly. From there, you should be able to qualify for a low-limit credit card which, if you make timely payments, can lead to higher credit limits and a more established credit history.
How old do I need to be to start building credit?
The typical ages at which one can apply for credit are 18 or 21. This age varies according to state law. To establish credit you might have to apply for a secured credit card or have a responsible party cosign (i.e., take responsibility) for your credit. For more advice and information on how to establish and maintain good credit visit the Jump$tart Coalition.
Bear in mind, at any age it takes time and effort to build a solid credit history. Fair, Isaac and Company (FICO) gives the following guidelines:
"In order for a FICO® score to be calculated on your credit report, the report must contain at least one account which has been open for six months or greater. In addition, the report must contain at least one account that has been updated in the past six months. This ensures that there is enough information and enough recent information in your report on which to base a score."
How much debt should I have?
Common wisdom says that your non-mortgage monthly installment payments (e.g., credit card, car, student loan payments) should not total more than 20% of your monthly take-home pay. In other words, if your paychecks come out to $1,000 a month, your total payments shouldn't be more than $200. If you plan on qualifying for a home or making some other major purchase in the near future, you will probably want to further reduce your monthly payments.
Do credit cards hurt or help credit score?
The answer depends on how you use your credit cards. If used wisely and in moderation, credit cards can help you build a solid credit history. Make regular payments and keep your monthly balance well below your credit limit in the months when you can't pay in full. Try to reduce the number of credit cards you use to avoid confusion and potential missed payments. Discontinue credit cards you aren't using. Watch your statement closely to protect against ID fraud. If you follow these guidelines, credit cards can be a great convenience and a boost to your credit standing.
How do I maintain good credit?
Live by a realistic budget. Let your budget be your guide to spending, not your credit limit. Make timely payments at or above your minimum required payment. Don't overextend yourself. Maintain steady employment. Keep close track of your expenditures and your bills to guard against credit fraud.
How can I improve my credit?
If you plan on making a major purchase on credit, order a copy of your credit report beforehand and review it for negative entries that might need to be resolved.
Only time and solid credit performance can improve a negative credit rating. Here are some recommendations that can help you improve your credit rating:
Make sure you pay off your debts promptly and reliably.
If you have trouble controlling spending, look into a consolidation loan from your bank. Then you can save your credit cards for emergencies.
Set and stick to a budget that helps you keep your debt at a manageable level.
Ensure your credit reports are accurate by regularly checking them and rectifying discrepancies with the credit reporting agencies.
If you're having trouble qualifying for credit, consider a secured credit card. These cards use collateral to alleviate risk for the lender.
How do I avoid large debt?
The key is to live within your means. Track your spending and see what expenses you might be able to cut back on. Look for sales or coupons to help you save wherever possible. A lot of overspending is due to laziness. If you have trouble with credit cards, cut them up until you can reduce you credit card debt to a manageable level. For most people, a little debt is necessary but keep it as low as possible. Lowering debt is one of the best keys to financial security.
For more information and to request a free brochure entitled How to Be Credit visit the AFSA Education Foundation.
If I have credit problems, is there someplace that I can go for assistance?
Avoid "credit repair" clinics that charge you money with the promise of giving you a "fresh start." Only time and proper credit use will improve your credit record. However, you can get free, or very inexpensive, help from respected credit counseling organizations such as Amerix or Consumer Credit Counseling Services [(800) 251-2227].
If you cosign a loan or authorize someone to charge to your credit cards, you are still responsible for the debt. Even if your friend or relative promises to pay you back, the debt is still your responsibility and failure to pay will affect your credit rating.
No matter what your credit is, we can extend you financing and if you pay on time, over time this will help your credit score.
Only time and proper use of credit can improve your credit standing. If you feel there is incorrect information in your credit report that is hurting your credit rating, contact the credit bureau directly.
I was turned down for a loan, what should I do?
You should ask the creditor for the main reason(s) you were declined and the credit bureau that supplied the credit report. If you feel that these reasons are unfounded, you should request a copy of your credit report from the credit bureau (typically Equifax, Experian, or Trans Union). You may want to ask a responsible friend or relative to cosign for the loan (remember, you can't build your own credit on a cosigned loan). Also, as each creditor has its own criteria for accepting or declining credit, you may consider approaching a different creditor to see if you can qualify under different terms. Otherwise, make a plan to rectify your credit standing and put off your purchase for a while.
Where can I get a copy of my credit report?
You can order a copy of your credit report from one of the three national credit-reporting agencies: Experian, Equifax, or Trans Union. You may be able to get a free copy of your report if you have been denied credit within the past 30 days. Otherwise, each agency sets its own retrieval fee.
Can I share my spouse’s credit rating?
You and your spouse each have your own personal credit rating. If you apply jointly for a credit card or loan, creditors may consider both credit ratings in evaluating the risk of lending you money. For this reason, you should establish your own credit, based on your own credit records and earnings. Your own credit means a separate account or loan in your own name, not a joint account with your spouse or a duplicate card on his/her account. If you are widowed or divorced and feel that it is hurting your ability to get credit in your name, you have certain protections under the law. For more information visit the Federal Reserve Board.
How should I determine what I can afford when buying a vehicle?
You should assess your income and expenses to determine how much you can afford. Make sure you take into account all monthly payments and expenses including rent or mortgage payments, utilities, and insurance, as well as variable expenses such as food, clothing, credit card payments, and recreation. Whatever money is left over should be used to determine what kind of monthly payment you can afford. Also, be sure to get an insurance quote on the vehicle you're considering and include that in your estimation.
How can I reduce the cost of the monthly payment?
You can save more money with a larger down payment, which will typically help to lower your monthly payment. You can also consider trading in your current vehicle in place of or in addition to your down payment. Also, leasing plans will generally carry lower monthly payments - check with your auto financing provider for more details. For more information and to request a free brochure entitled Keys to Vehicle Leasing visit the AFSA Education Foundation.
Should I finance or lease a vehicle?
There's no right or wrong answer. You need to determine what better fits your needs. Generally, leases are better for those who drive 15,000 or fewer miles per year, take excellent care of their vehicles, and want a new car every 2-4 years. Leases also enable you to get a bigger, better-equipped car than you could afford to purchase, and you only have to pay for the portion of the car's life that you use. Financing is ideal for those who drive a lot of miles, put their vehicles to heavy or rough use, and want to build equity through ownership of a vehicle. Financing also gives you the freedom to treat your car as you please: sell, customize, trade, etc. As for maintenance and operating costs, there's no difference at all. For more information and to request a free brochure entitled Keys to Vehicle Leasing visit the AFSA Education Foundation.
What can I do if I can’t make a payment?
Notify your creditor immediately and explain your situation. In some cases, you may be able to arrange alternate payment plans at a different interest rate. If you wait until you miss a payment it could negatively affect your credit record, which is much harder to rectify.
Sunday, March 16, 2008
Zoom-Zoom at Bob Penkhus Mazda
All children instinctively know it. A few adults still remember it. One unique car company refuses to outgrow it. In grown-up language, it means the exhilaration and liberation that come from experiencing sheer motion. But as usual, children put it much better. And simply call it Zoom-Zoom.
We practice it every day. It's why we build the kind of cars we do.
Mazda. Always the soul of a sports car.® From MazdaUSA.com Click here For your local Mazda Dealer in Colorado.
Tuesday, January 8, 2008
Why you should by a Mazda from Bob Penkhus?
Mazda Claims Top Spot in Recent Reliability Survey
The report, which was issued by independent automotive extended-warranty specialists, Warranty Direct, put Mazda vehicles in first place in one of the world's largest-ever reports on vehicle reliability.
"A Lowest True Cost to OwnSM Vehicle" January & February 2007
— Edmunds.com (MAZDA5 January & February 2007 & MAZDASPEED3 January 2007)
"All things considered, Mazda is still the established master of the compact roadster game."
— Motor Trend (MX-5 winning a comparison test against the Pontiac Solstice)
"No matter what you call the RX-8, it’s a great car with an innovative approach and admirable engineering."
— NewCarTestDrive.com
The MAZDASPEED3 DISI turbo is one of the Ward’s 10 Best Engines for 2007
"Developing 263 hp from just 2.3L displacement, the direct-injected 4-cyl is one of the most power-dense engines available in the US market"
— Ward’s Auto World 1.2007
10Best Cars 2007 Mazda MAZDASPEED3
— Car and Driver 2007
Consumers' Most Wanted Vehicles for 2007
1st Place 2007 MAZDA3 Sedan Under $20,000*
Readers cast their votes for the best cars and trucks on sale for 2007 as part of Edmunds.com's 2007 Consumers' Most Wanted Vehicle Awards
"In this segment, the MAZDA3 is the car we would find ourselves owning, and with the wide selection of power plants, body styles, and optional equipment, the latest little Mazda seems ready to suit any small car buyer's desires."
— automobilemag.com (Automobile Magazine)
"With all the new vehicles being marketed to first-time buyers, we believe the one that stands out as having the most "bang for the buck" is the MAZDA3."
— Kelley Blue Book (www.kbb.com)
* (Tied for 1st with Honda Civic Sedan)
10Best Cars 2007 Mazda MX-5 Miata
(winner of eighth trophy)
— Car and Driver 2007
SPORTS CAR -MOST FUEL-EFFICIENT MAZDA 5, MIATA SPORT
— KIPLINGER.COM, (KIPLINGER 2007 PICKS)
"Highest Ranked Compact Sporty Car in Initial Quality, Two Years in a Row."
— J.D. Power and Associates
Mazda MX-5 Miata received the lowest number of problems per 100 vehicles among compact sporty cars in the proprietary J.D. Power and Associates 2006-2007 Initial Quality StudiesSM. 2007 study based on responses from 97,390 new-vehicle owners, measuring 250 models and measures opinions after 90 days of ownership. Proprietary study results are based on experiences and perceptions of owners surveyed in February-May 2007. Your experiences may vary. Visit jdpower.com.
"All-weather flexibility, one-button top operation, still a sweetheart to drive."
— Car and Driver 2/07 (Short Take: Mazda MX-5 Power Retractable Hardtop Grand Touring)
1st Place, "GOTTA HAVE IT" & "FUN TO DRIVE" 2007 RX-8 Grand Touring scored highest in comparison test: Best Sports Car for $35,000. RX-8 Grand Touring / Audi TT 2.0T / Nissan 350Z / Ford Shelby GT
— Car and Driver 6/2007
"With the unique hum of the rotary engine, 50:50 even weight distribution and adequate seating for four adults, Mazda's RX-8 combines the fun of driving a true sports car and the practicality needed to travel with more than one passenger."
— Kelley Blue Book (www.kbb.com)
"The idea of a four-door sports car has been bandied about for decades, but Mazda's efforts are likely to set a new benchmark in this area."
— Edmunds.com
"Any i or s Sport Value Edition nets lots of functional goodies at an attractive price."
— Motor Trend 09.2007 (2008-2009 NEW CARS THE ULTIMATE GUIDE)
"Zoom-Zoom That Breathes Easier" The 2.3L engine-equipped MAZDA6 Sports Sedan and MAZDA6 5-Door meet the ultra-clean Partial Zero Emissions Vehicle (PZEV) standards in five states in America, including California.
— media.ford.com
"You don’t have to shell out for a hybrid to drive clean." MAZDA6 2.3-liter engine, PZEV MPG: 24/32 M/T, 24/31 A/T*
— Autobytel.com
"It’s sportier than the other cars in its class, both in appearance and in its handling and driving dynamics. It’s more agile and holds the road better than other mid-size sedans, such as the Honda Accord, Toyota Camry, and Nissan Altima."
— New Car Test Drive.com
*(Reflective of 2007 Federal MPG Standards)
"A Lowest True Cost to OwnSM Vehicle" January & February 2007
— Edmunds.com
"But the many clever packaging features, like sliding middle-row seats with under-cushion storage, sports-sedan handling, and the promise of 27-mph highway fuel economy made us feel like Mazda's starting a party that'll soon be rockin'."
— Motor Trend
"There are no other three-row vehicles this small or small SUVs or wagons this flexible, with reasonable room for six, or two and a lot of stuff."
— TheCarConnection.com
"The MAZDA5 fills an important product vacuum: the urban minivan. A good balance of wagon/van and soccer mom/sporty, the MAZDA5 can hold six yet squeeze into tight spaces and around sharp corners."
— Edmunds.com
"The handling is steady, tight, and nimble around town. The ride on a return suspension is excellent."
— New Car Test Drive.com 05/2007
"The interior has been totally redesigned to be convenient, while affording as much comfort as possible for $20,000 SUV, and that’s plenty."
— New Car Test Drive.com 05/2007
"The Tribute is an agile and powerful little SUV. It handles better than other sport-utilities. Its sharp steering allows the driver to guide it precisely. At high speeds, the Tribute is supremely stable. Handling response is relatively taut without that mushiness that characterizes SUVs with big off-road tires and long-travel suspensions."
— New Car Test Drive.com
"Combined with car-like handling and striking looks, the CX-7 offers not only adequate ‘Zoom’ worthy of the company motto, but room to boot."
— AUTOWEEK 01.2007
SMALL CROSSOVERS BEST NEW SMALL CROSSOVER MAZDA CX-7 SPORT AWD
— KIPLINGER.COM, (KIPLINGER 2007 PICKS)
"CX-7 is likely to be a very dangerous vehicle for those who think they are just looking."
— USA TODAY
"If Mazda keeps this up, it may just become my favorite car company. The Mazda 5 nano-van was already proof of intelligent life on the planet. The CX-7 now threatens every other pseudo-ute wagon. It has arrestingly original lines with Lambo-like windshield rake and tapered roofline. It turns rings around a Toyota Highlander with slop-free steering and stout body control. It cruises freeways without choppy ride of a Nissan Murano. The inside is spacious in the two-row class, and the turbo four makes speed smoothly and with surprisingly low-end wallop."
— CAR AND DRIVER
MOTOR TREND SPORT/UTILITY OF THE YEAR, 2008 CX-9
"Exceptional value, superiority in its class, and most significant development on the new SUV scene"
— Motor Trend 11.2007
"A CROSSOVER THAT'S JUST ABOUT PERFECT"
"As good a blend of tight precision and comfortable compliance as exists in the SUV world, mainstream or luxury"
— USA TODAY, 02/2007 (Test Drive: CX-9)
"THREE ROWS: THAT’S ZOOM-ZOOM-ZOOM"
Best Buy: “This could be the best mid sized-crossover SUV for the sporty driver needing room for seven passengers."
— Motor Trend
"Mazda CX-9 is a winner, offering up a degree of style and spirited performance in a category of vehicle not known for it."
— Road & Track
EDMUNDS.COM
EDITOR'S MOST WANTED
SUV UNDER $35,000
"With the 2007 CX-9, Mazda has hit on a fresh combination of style and third-row seat practicality, with a proportional dose of its trademark zoom-zoom added for good measure."
— Edmunds.com
"One of our test pilots says emphatically that the B4000 Cab Plus 4 is the best compact truck he's ever driven. ‘Not only that, the four-door configuration is fantastic for providing access to the stuff that can be carried behind the front seats.'"
— AMI Auto World Magazine
The report, which was issued by independent automotive extended-warranty specialists, Warranty Direct, put Mazda vehicles in first place in one of the world's largest-ever reports on vehicle reliability.
"A Lowest True Cost to OwnSM Vehicle" January & February 2007
— Edmunds.com (MAZDA5 January & February 2007 & MAZDASPEED3 January 2007)
"All things considered, Mazda is still the established master of the compact roadster game."
— Motor Trend (MX-5 winning a comparison test against the Pontiac Solstice)
"No matter what you call the RX-8, it’s a great car with an innovative approach and admirable engineering."
— NewCarTestDrive.com
The MAZDASPEED3 DISI turbo is one of the Ward’s 10 Best Engines for 2007
"Developing 263 hp from just 2.3L displacement, the direct-injected 4-cyl is one of the most power-dense engines available in the US market"
— Ward’s Auto World 1.2007
10Best Cars 2007 Mazda MAZDASPEED3
— Car and Driver 2007
Consumers' Most Wanted Vehicles for 2007
1st Place 2007 MAZDA3 Sedan Under $20,000*
Readers cast their votes for the best cars and trucks on sale for 2007 as part of Edmunds.com's 2007 Consumers' Most Wanted Vehicle Awards
"In this segment, the MAZDA3 is the car we would find ourselves owning, and with the wide selection of power plants, body styles, and optional equipment, the latest little Mazda seems ready to suit any small car buyer's desires."
— automobilemag.com (Automobile Magazine)
"With all the new vehicles being marketed to first-time buyers, we believe the one that stands out as having the most "bang for the buck" is the MAZDA3."
— Kelley Blue Book (www.kbb.com)
* (Tied for 1st with Honda Civic Sedan)
10Best Cars 2007 Mazda MX-5 Miata
(winner of eighth trophy)
— Car and Driver 2007
SPORTS CAR -MOST FUEL-EFFICIENT MAZDA 5, MIATA SPORT
— KIPLINGER.COM, (KIPLINGER 2007 PICKS)
"Highest Ranked Compact Sporty Car in Initial Quality, Two Years in a Row."
— J.D. Power and Associates
Mazda MX-5 Miata received the lowest number of problems per 100 vehicles among compact sporty cars in the proprietary J.D. Power and Associates 2006-2007 Initial Quality StudiesSM. 2007 study based on responses from 97,390 new-vehicle owners, measuring 250 models and measures opinions after 90 days of ownership. Proprietary study results are based on experiences and perceptions of owners surveyed in February-May 2007. Your experiences may vary. Visit jdpower.com.
"All-weather flexibility, one-button top operation, still a sweetheart to drive."
— Car and Driver 2/07 (Short Take: Mazda MX-5 Power Retractable Hardtop Grand Touring)
1st Place, "GOTTA HAVE IT" & "FUN TO DRIVE" 2007 RX-8 Grand Touring scored highest in comparison test: Best Sports Car for $35,000. RX-8 Grand Touring / Audi TT 2.0T / Nissan 350Z / Ford Shelby GT
— Car and Driver 6/2007
"With the unique hum of the rotary engine, 50:50 even weight distribution and adequate seating for four adults, Mazda's RX-8 combines the fun of driving a true sports car and the practicality needed to travel with more than one passenger."
— Kelley Blue Book (www.kbb.com)
"The idea of a four-door sports car has been bandied about for decades, but Mazda's efforts are likely to set a new benchmark in this area."
— Edmunds.com
"Any i or s Sport Value Edition nets lots of functional goodies at an attractive price."
— Motor Trend 09.2007 (2008-2009 NEW CARS THE ULTIMATE GUIDE)
"Zoom-Zoom That Breathes Easier" The 2.3L engine-equipped MAZDA6 Sports Sedan and MAZDA6 5-Door meet the ultra-clean Partial Zero Emissions Vehicle (PZEV) standards in five states in America, including California.
— media.ford.com
"You don’t have to shell out for a hybrid to drive clean." MAZDA6 2.3-liter engine, PZEV MPG: 24/32 M/T, 24/31 A/T*
— Autobytel.com
"It’s sportier than the other cars in its class, both in appearance and in its handling and driving dynamics. It’s more agile and holds the road better than other mid-size sedans, such as the Honda Accord, Toyota Camry, and Nissan Altima."
— New Car Test Drive.com
*(Reflective of 2007 Federal MPG Standards)
"A Lowest True Cost to OwnSM Vehicle" January & February 2007
— Edmunds.com
"But the many clever packaging features, like sliding middle-row seats with under-cushion storage, sports-sedan handling, and the promise of 27-mph highway fuel economy made us feel like Mazda's starting a party that'll soon be rockin'."
— Motor Trend
"There are no other three-row vehicles this small or small SUVs or wagons this flexible, with reasonable room for six, or two and a lot of stuff."
— TheCarConnection.com
"The MAZDA5 fills an important product vacuum: the urban minivan. A good balance of wagon/van and soccer mom/sporty, the MAZDA5 can hold six yet squeeze into tight spaces and around sharp corners."
— Edmunds.com
"The handling is steady, tight, and nimble around town. The ride on a return suspension is excellent."
— New Car Test Drive.com 05/2007
"The interior has been totally redesigned to be convenient, while affording as much comfort as possible for $20,000 SUV, and that’s plenty."
— New Car Test Drive.com 05/2007
"The Tribute is an agile and powerful little SUV. It handles better than other sport-utilities. Its sharp steering allows the driver to guide it precisely. At high speeds, the Tribute is supremely stable. Handling response is relatively taut without that mushiness that characterizes SUVs with big off-road tires and long-travel suspensions."
— New Car Test Drive.com
"Combined with car-like handling and striking looks, the CX-7 offers not only adequate ‘Zoom’ worthy of the company motto, but room to boot."
— AUTOWEEK 01.2007
SMALL CROSSOVERS BEST NEW SMALL CROSSOVER MAZDA CX-7 SPORT AWD
— KIPLINGER.COM, (KIPLINGER 2007 PICKS)
"CX-7 is likely to be a very dangerous vehicle for those who think they are just looking."
— USA TODAY
"If Mazda keeps this up, it may just become my favorite car company. The Mazda 5 nano-van was already proof of intelligent life on the planet. The CX-7 now threatens every other pseudo-ute wagon. It has arrestingly original lines with Lambo-like windshield rake and tapered roofline. It turns rings around a Toyota Highlander with slop-free steering and stout body control. It cruises freeways without choppy ride of a Nissan Murano. The inside is spacious in the two-row class, and the turbo four makes speed smoothly and with surprisingly low-end wallop."
— CAR AND DRIVER
MOTOR TREND SPORT/UTILITY OF THE YEAR, 2008 CX-9
"Exceptional value, superiority in its class, and most significant development on the new SUV scene"
— Motor Trend 11.2007
"A CROSSOVER THAT'S JUST ABOUT PERFECT"
"As good a blend of tight precision and comfortable compliance as exists in the SUV world, mainstream or luxury"
— USA TODAY, 02/2007 (Test Drive: CX-9)
"THREE ROWS: THAT’S ZOOM-ZOOM-ZOOM"
Best Buy: “This could be the best mid sized-crossover SUV for the sporty driver needing room for seven passengers."
— Motor Trend
"Mazda CX-9 is a winner, offering up a degree of style and spirited performance in a category of vehicle not known for it."
— Road & Track
EDMUNDS.COM
EDITOR'S MOST WANTED
SUV UNDER $35,000
"With the 2007 CX-9, Mazda has hit on a fresh combination of style and third-row seat practicality, with a proportional dose of its trademark zoom-zoom added for good measure."
— Edmunds.com
"One of our test pilots says emphatically that the B4000 Cab Plus 4 is the best compact truck he's ever driven. ‘Not only that, the four-door configuration is fantastic for providing access to the stuff that can be carried behind the front seats.'"
— AMI Auto World Magazine
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